Protect Yourself Online

Beware of Phishing. Phishing is a fraudulent e-mail, which attempts to get you to provide personal information to a criminal. Phishing e-mails may promise good things, such as a prize or a funny link, or use threats to get your attention. “Your computer is infected with a virus,” is an example of a threat used to get you to follow a link to a fraudulent site or download malicious software.

Phishing may also be done through automated voice messages or fraudulent text messages. Be on your guard if something seems suspicious. Never call back or text back the number in the suspicious message. Use the published number from the company and call them directly.

Share Information Cautiously. Surveys from friends are a fun way to get to know each other better, but they also can give criminals an extra way to target you. If you share personal information online, it may not be protected and could be accessed publicly. Spear Phishing uses personal information gleaned from online sites to specifically target individuals and make the phishing attempts seem more credible. The more information you share, the greater chance it could be used against you.

Check the Site Properties. Web addresses and links can be manipulated to display a legitimate site but point to a malicious site. Before clicking on a link, right click to view the properties and verify the destination address appears correct. Scammers may use an address close to the name of a valid site, but substitute a letter, number or misspell the name. As additional verification, once you have navigated to a site, right click on the page and click on properties in the menu box. A new box should display on the screen that will give the full web address for the page that you are on. Look closely at the full web address. If it doesn’t look right, it may not be the official company web site.

Protect Yourself. Remember that the best way to avoid phishing and other scams is not to take the bait. Don’t allow yourself to be lured by a promise or pressured by a threat into providing private information, money, or access to your computer. Be sure to protect your computer with the latest updates for your operating system and antivirus software.

Monitor your accounts with ProFed Online Banking, with Mobile, App and Text Message access. Check on your accounts anywhere, anytime, for FREE.

Sign up at any branch for our Online Banking service, then activate your mobile and text message access. For more information including product demos, visit our Resource Center at www.profedcu.org.

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